What is medicare abcd how to#

For more information about Medicare including a complete listing of plans available in your service area, please contact the Medicare program at 1-800-MEDICARE (TTY users should call 1-87) or visit Medicare has neither reviewed nor endorsed this information. There are the four general parts of Medicare: A, B, C, and D.

Each Blue Cross Blue Shield company is responsible for the information that it provides. Figuring out how Medicare works feels a little like learning the alphabet for the first time.

What is medicare abcd how to#

To find out about premiums and terms for these and other insurance options, how to apply for coverage, and for much more information, contact your local Blue Cross Blue Shield company. Enrollment in these plans depends on the plan’s contract renewal with Medicare. Medicare Advantage and Prescription Drug Plans are offered by a Medicare Advantage organization and/or Part D plan sponsor with a Medicare contract. Plans are insured and offered through separate Blue Cross and Blue Shield companies. Viewing this Medicare overview does not require you to enroll in any Blue Cross Blue Shield plans. Medicare overview information on this website was developed by the Blue Cross and Blue Shield Association to help consumers understand certain aspects about Medicare. No deductibles, copays or coinsurance are required for Medicare-covered preventive care services, such as annual wellness visits and mammograms for women. Medicare Advantage (MA) plans cover both Parts A and B with additional coverage that could include vision. Private insurance companies approved by Medicare provide this coverage, which often includes prescription drug coverage (Part D) as well. Part A This covers hospital care or inpatient care, hospice care, skilled nursing facilities. You pay 20 percent for some medical services, such as doctor services, outpatient therapy and durable medical equipment. Medicare Part A and Part B make up Original Medicare. Medicare Part C, also known as Medicare Advantage, is a combination of Part A and Part B coverage.

You must first meet an insurance deductible before Part B helps with your medical costs.Ī copayment or cost sharing may apply to specific services, such as those received in an outpatient hospital setting. It is separate from the health insurance premiums you will pay if you choose Medigap, Medicare Advantage (Part C) or Prescription Drug Coverage (Part D). This premium is commonly paid through Social Security withholdings. Medicare Part B has a monthly insurance premium that is based on when you enroll and your annual household income. These options were created with the Balanced Budget Act of 1997 to reduce the growth. Medicare Part B covers doctor visits, durable medical equipment, speech therapy, occupational therapy, physical therapy, and other outpatient services. Medicare Advantage expands health care options for Medicare beneficiaries.